Attention homeowners: Real estate appraisal services for in Santa Maria and San Luis Obispo County

The top seven reasons why CA homeowners need Tony G Weldon, R.E. Appraiser:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a CA property tax assessment
  3. To cut your mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a CA divorce, when real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in San Luis Obispo County or the state of CA

Do you own a house in or near Santa Maria? Do you need help deciding the price of your real estate?
Contact Tony G Weldon, R.E. Appraiser.

We at Tony G Weldon, R.E. Appraiser understand the particular needs of a homeowner seeking appraisal services. Our customary business clients get the appraisal process and the customary documents we provide. But as a consumer,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.

Need to cancel PMI?

A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Tony G Weldon, R.E. Appraiser, we're qualified in helping consumers just like you rid yourselves of unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that's declining. This only means you are paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Tony G Weldon, R.E. Appraiser is your best weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be difficult from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Tony G Weldon, R.E. Appraiser can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for verity, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Tony G Weldon, R.E. Appraiser offers field reviews where we'll go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Tony G Weldon, R.E. Appraiser can help you with that. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.